The Chinese term **"怙侈"** can be translated into English as **"indulge in extravagance"** or **"be given to luxury and excess"**.

- **"怙" (hù)** implies relying on or persisting in a behavior.
- **"侈" (chǐ)** refers to extravagance, wastefulness, or lavishness.

Thus, the phrase conveys the idea of **habitual indulgence in luxury or wasteful spending**.

**Example usage:**
- "他怙侈成性，揮霍無度。" → *"He is given to extravagance and squanders money recklessly."*

Would you like a more nuanced or context-specific translation?